You’ve finally done it! You’ve searched your market for the perfect house, settled on the price, put together the down payment and signed all the necessary paperwork. But when you go to apply for a mortgage, you’re told you need “Private Mortgage Insurance”, known as PMI. Why would you need insurance for your mortgage? When…
Bundling has many benefits, ranging from discounts on home services you use every day like high-speed internet, TV, and home (or mobile) phone, to only dealing with one bill each month. This is also a great way to save time, as there will be only one company to contact if you have any issues or…
From beating the summer’s heat to keeping us warm when it’s chilly outside, our HVAC systems are one of the hardest working appliances in our homes. Are you aware of the specific issues you need to be looking for with your HVAC system? HVACs don’t last forever, so you should know common tell-tale signs of…
If you’re in the market to buy a home, it may be worthwhile to consider an FHA loan. Insured by the Federal Housing Administration (FHA), which is part of the U.S. Department of Housing, FHA loans allow mortgage lenders to offer homebuyers better deals than what may be available through conventional loans. These loans are…